Transfer USD to INR with the best exchange rates. Pay by card, bank, or crypto — your recipient gets more.
Money arrives in minutes, not days
Starting From $0.03/Tr on USDT/wire
256-bit encryption on every transaction
Better than Google live rate
Send money to India in 3 simple steps
Choose how much USD to send. See the INR your recipient gets instantly.
Enter their bank account or UPI ID. We support all major Indian banks.
Pay securely via Stripe. Track your transfer in real-time until delivery.
See what our customers say about Pym
"I transferred $1M+ through Pym this month. The real-time rates and zero hidden fees saved me thousands compared to traditional banks. Best decision for our business."
"I send money to my family in India every month. Pym's rates are unbeatable, and it arrives instantly. This is exactly what I needed."
"As a freelancer, getting paid from US clients was always a nightmare. Pym's invoice feature is a game-changer. Highly recommend!"
"Sending money to my parents in India every month is so much easier now. The rates are better and it arrives instantly. Worth every penny."
"We use Pym to pay our India-based contractors. Bulk payments are seamless. No more juggling multiple payment apps."
"My friends in India and I use Pym constantly. Way cheaper than Western Union and the money arrives in minutes. Perfect!"
We've got answers. Everything you need to know before signing up.
Most transfers arrive within 2-3 minutes using USDT settlement. ACH transfers typically arrive same-day or next business day. Wire transfers arrive within hours.
Bank transfers (ACH/wire) are $0. Crypto transfers are $0. Card payments start from $1.99 for small amounts. No hidden charges — you see the exact fee before confirming.
Yes. We're a registered Money Services Business (MSB) with FinCEN. We use 256-bit encryption, comply with KYC/AML regulations, and partner with licensed third-party custodians.
Sign up in 2 minutes with your email. Complete KYC verification (identity & address). Link your bank account. Start sending or receiving immediately.
Yes. Pym works on desktop and mobile browsers. You can access your account, send money, and track transfers anytime, anywhere.
No. Creating an account is completely free. You only pay when you send money or receive invoice payments.
Still have questions? Email us at support@phodata.xyz
No hidden fees. Real-time exchange rates on every transfer.
💡 Pro tip: Our USD to INR rates beat Google's rates.
Real-time mid-market exchange rates with zero markup. No hidden conversions.
For businesses
Upload a CSV, fund with USDT, and pay your whole team in 30 seconds. $0 platform fee.
Learn About Pym BusinessIntroducing PayTag
Your personal payment page. Share it on LinkedIn, email, or anywhere. Clients pay by card, ACH, or bank — no app needed.
Claim Your @PayTagFor freelancers & agencies
Create invoices, share payment links, and receive payments via card, ACH, or wire. Free invoice generator — no signup needed.
Start Receiving PaymentsComplete guide — methods, fees & rates
Live exchange rate updated every 5 min
Pym vs Wise vs Remitly vs banks
Fee comparison across all services
Pay with USDT — $0 fees
Payroll & bulk payouts to India
Create a free account in under 2 minutes. $0 fees on bank transfers.